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Tax-Focused Financial Planning

Gain Confidence in Your Next Financial Chapter

Our proprietary approach to financial planning brings your taxes, investments, and financial planning into one cohesive strategy designed to help you keep more of your wealth.

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Why Work With One Person as Your CPA and Financial Advisor?

Your Retirement Deserves a Strategy®

Advanced Time Segmentation™ (ATS) is the proprietary system we use to develop your customized financial roadmap that helps build wealth while minimizing tax liability, both in the short and long term.

1.

We match your specific income needs and risk tolerance with investments in three time segments.

2.

Each time segment corresponds to a period when the investments are expected to generate returns.

3.

This time-segmented approach gives you the opportunity for consistent income and potential growth.

Dig into Our Proprietary Financial Planning Approach

“Mike actually said, ‘This is how it works.’ It was very easy for me to understand.”
-Merilou G.

This testimonial and/or endorsement was given by clients of the financial advisor, and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck (https://brokercheck.finra.org) to see more on the background of this professional.

Simplify Your Financial Life

We integrate taxes and financial planning to help simplify your financial life and help your financial strategy stay resilient against whatever the market brings.

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Financial Planning Services

  • Retirement Income Strategies
  • Wealth Transfer
  • Tax Plans
  • 401(k) Planning
  • 403(b) Planning
  • Portfolio/Investment Review
  • Profit Sharing Plans
  • Money Purchasing Plans
  • Estate Plans
  • Insurance Review & Analysis





Integrated Tax Services*

  • Individual Tax Preparation and Planning
  • Income, Gift, and Estate Tax Returns
  • Business Start Up, Counsel, and Corporate Taxes
  • Small Business Accounting Services


*Tax services are only available to current retirement clients and existing tax-only clients. The rate is $350 per hour.

Distinctly Prepared for Tax-Focused Financial Planning

Distinctly Prepared for Tax-Focused Financial Planning

Michael Ludwig is among the ~12% of CERTIFIED FINANCIAL PLANNER® professionals who are also Certified Public Accountants.

Elmhurst Magazine Delves into Our Client-First Approach 

Get to know our wealth management philosophy—and why clients' best interests are at the heart of everything we do.

Read the Feature

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Let's Get Started

We are ready to connect when you are, whether you need to find a new financial advisor or have questions about your current assets. Contact us, and we’ll reply within one business day.

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